Archive for the 'Savings Rates' Category

Goldwater Bank - 4.00% APY Savings Account

Goldwater Bank is offering a 4.00% APY savings account. According to the bank’s rate table, the minimum opening deposit is $1,500, and the minimum balance to obtain the APY is $100.
This savings account is listed at Bankrate.com , and it appeared to be available nationwide.
It appears the bank doesn’t provide any ACH transfer capabilities. According […]

Alliant Credit Union Savings/CD Rates

Alliant Credit Union lowered rates on its savings account and certificates today, but the rates remain very competitive. The savings account yield fell from 4.35% to 4.00% APY.
The top yield on their 12-to-17 month certificate fell from 4.40% APY to 4.15% APY. This requires a minimum deposit of $25,000. However, the yield for the $1,000 […]

OneUnited Bank High Interest Savings

OneUnited Bank is one of the very few banks that have yet to cut the yield on their online savings account since the Fed started cutting rates in September. The yield remains one of the highest interest rates available at 5.30% APY.
This online savings account account was originally called the UNITY Internet Savings Account and […]

FNBO Direct High Yield Savings Rate

FNBO Direct has a 5.05% APY yield on their high yield savings rate. You can open your account with as little as $1, and there is no minimum balance on this account.
FNBO used to offer a 6.00% APY on their savings account, but after the recent fed cuts many banks have been cutting their rates […]

AmTrust Direct e-Savings Account Promotion

AmTrustDirect just introduced a new e-Savings Account that has an introductory yield of 5.36% APY for the first 90 days. The 5.36% applies only to the first $100K. Balances over $100K earn 5% APY. After the first 90 days, the promotional rates will revert to the standard tiered rates. The minimum deposit to open and […]

Banco Fortuna Higher than Emigrant Direct

Emigrant Direct’s online bank targeting the Hispanic/Spanish market, BancoFortuna.com continues to offer a yield of 5.05% APY on its online savings account. On the other hand, it’s parent Emigrant Direct lowered the yield on its savings account from 5.05% to 4.75% at end of September.
I used to bank with Emigrant Direct, but with better savings […]